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SEBI-Registered Research Analyst · Reg. INH000028413Research only — not investment advice.
REGULATORY · PAYMENT & KYC

Payment & KYC

Accepted payment modes (UPI, bank transfer, cheque — no cash), the optional CeFCoM route, and KYC via a SEBI KRA.

Last reviewedOctober 2025Version1.0Doc refRB-PK-2025-01

Accepted payment modes

Fees may be paid through any of the following modes: UPI, online bank transfer, or cheque. Cash payment is not allowed under any circumstances.

Optionally, you may pay through the Centralised Fee Collection Mechanism (CeFCoM) managed by BSE Limited (currently the recognised RAASB). Five Point will provide guidance on using CeFCoM for payment of fees.

Always pay through banking channels only, and maintain duly signed receipts mentioning the details of your payments.

01

UPI

Pay through any UPI app to the verified handle published here.

02

Online bank transfer

NEFT / IMPS / RTGS to the verified bank account published here.

03

Cheque

Drawn in favour of "Nameeta Priyadarshnee Panda, Proprietor of Five Point".

Fee structure and limits

  • The maximum fee for individual and HUF clients is ₹1,51,000 per annum per family of client for all research services of the RA.
  • The fee limit does not include statutory charges.
  • The fee limit does not apply to a non-individual client / accredited investor.
  • Advance fees, if agreed, cannot exceed one year (the period presently stipulated by SEBI). On premature termination by either side, the client may seek a pro-rata refund for the unexpired period (see Refund Policy).

KYC

Five Point shall collect, store, upload and check KYC records of clients with a KYC Registration Agency (KRA) as specified by SEBI from time to time. Clients shall furnish all required details in full, with supporting documents, as may be made mandatory by RAASB/SEBI. Please keep your contact details — email ID and mobile number(s) — updated with us at all times.

A safety note on credentials

Never share these — not even with us
Five Point will never ask for the login credentials and OTPs of your trading account, demat account or bank account.Never share such information with anyone, including a Research Analyst. Do not provide funds for investment to the Research Analyst.

FAQ

You can pay by UPI, online bank transfer or cheque. Cash is not accepted. You may optionally pay through the Centralised Fee Collection Mechanism (CeFCoM) managed by BSE Limited. Always keep a signed receipt of your payment.

CeFCoM is the Centralised Fee Collection Mechanism for Research Analysts, managed by BSE Limited (the recognised RAASB). It is an optional route through which clients can pay fees to a Research Analyst.

For individual and HUF clients, the maximum is ₹1,51,000 per annum per family of client, excluding statutory charges. This limit does not apply to non-individual clients or accredited investors.

KYC is completed through a SEBI-registered KYC Registration Agency (KRA). You provide valid identity and address proof and any other details required by SEBI/RAASB, which Five Point records and verifies before onboarding.

Related

Read these alongside Payment & KYC to understand the full subscription path.